12,500+
Members Served
Neighbors, families, and local businesses who bank with us
Why Choose Us
Your financial success is our mission
Members stay with us for a reason — better value, personal service, and a team that knows your name when you walk through the door or call for help.
"Lead Community Credit Union has provided me with exceptional service and competitive rates. I've saved thousands on my mortgage — and I always speak with someone who actually helps."
Better rates & lower fees
As a not-for-profit credit union, we return earnings to members through competitive savings APYs and checking with no monthly maintenance fees.
- High-yield savings
- Free checking options
Real people, real support
Skip the call-center runaround. Our local team offers guidance on accounts, loans, and planning — in-branch, by phone, or through secure messaging.
- Dedicated member service
- Financial advisors on staff
Modern digital banking
Manage accounts on your schedule with 24/7 online and mobile banking, bill pay, mobile deposit, and instant alerts — protected by advanced security.
- Mobile check deposit
- 256-bit encryption
Our Banking Services
Comprehensive financial solutions for every need
From everyday banking to long-term lending, explore member-focused products designed to simplify your finances and support your goals.
Checking Accounts
Free checking with no monthly fees, unlimited transactions, and access to 30,000+ ATMs nationwide.
- No monthly maintenance fee
- Free debit card
Savings Accounts
High-yield savings with competitive APY rates to help your money grow faster while staying accessible when you need it.
- Competitive APY
- No minimum balance
Home Loans
Competitive mortgage rates with flexible terms and programs for first-time homebuyers and refinancing members.
- Fixed & adjustable rates
- Local underwriting
Auto Loans
Low-rate financing for new and used vehicles with quick approvals and payment options that fit your budget.
- New & used vehicles
- Fast decisions
Online Banking
Manage accounts 24/7 with bill pay, mobile deposit, transfers, and real-time alerts — from any device, anywhere.
- Mobile check deposit
- Secure bill pay
Business Banking
Checking, savings, loans, and merchant services built for small businesses and growing companies in our community.
- Business checking
- Merchant services
Member Benefits
Bank smarter with digital tools and expert guidance
Whether you prefer managing money from your phone or sitting down with a planner, we give you both — secure technology and people who know your name.
Mobile Banking
Bank anywhere, anytime with our award-winning mobile app. Deposit checks, transfer funds, and pay bills on the go — all from one secure place.
- Mobile check deposit
- Bill pay & transfers
- Biometric login
Expert Financial Advisors
Our certified financial planners help you build a clear path toward your goals — from budgeting and savings to retirement and major purchases.
- One-on-one consultations
- Retirement & savings planning
- No-pressure guidance
Get in touch
Contact Us
We're here to help with accounts, loans, online banking, and membership questions. Reach out by phone, email, or the form — a member of our team will respond promptly.
Call us
Branch hours
Mon–Fri: 9:00 AM – 5:00 PM
Sat: 9:00 AM – 1:00 PM
Sun: Closed
Send us a message
We typically respond within one business day.
Testimonials
What our members say
Real stories from people who bank with Lead Community Credit Union — on loans, digital tools, and everyday service.
4.9
Average member rating · 12,500+ members trust us
Best banking experience I've ever had
Lead Community Credit Union helped me save thousands on my home loan. The staff was incredibly helpful throughout the entire process. Highly recommend!
Outstanding customer service
The online banking platform is incredibly user-friendly. I can manage all my accounts, pay bills, and deposit checks from my phone. Amazing service!
Competitive rates & low fees
I switched from a big national bank and couldn't be happier. The savings rates are much better and there are no hidden fees. Finally, an institution that puts members first.
Our People
Meet the team behind your financial success
Experienced leaders and specialists who live in your community — committed to honest advice and service you can count on.
Robert Mitchell
CEO & President
40+ years guiding our credit union with a member-first vision.
Catherine Brooks
Chief Financial Officer
Expert in financial planning and member-focused banking solutions.
Pamela Del Rey
Director of Lending
Specializing in home loans and helping families achieve homeownership.
Elizabeth Thornton
Client Account Manager
Manages client accounts, maintains customer relationships, coordinates account activities, and ensures client satisfaction and retention.
Investing in Education
Community Scholarship Program
We believe education transforms lives. That's why we award $50,000+ in scholarships annually to local students pursuing higher education.
$50,000+
Awarded annually
25+ Students
Scholarships awarded each year
$2,500
Average scholarship amount
Open to All
High school seniors in our community
Investment Options
Fixed Deposit Investment
Secure your future with our competitive fixed deposit investment options designed to grow your wealth steadily.
Our fixed deposit accounts offer guaranteed returns with flexible terms ranging from 6 months to 10 years. Benefit from competitive interest rates, NCUA share insurance protection, and the peace of mind that comes with predictable growth.
Guaranteed Returns
Predictable growth you can count on
Flexible Terms
6 months to 10 years
Competitive Rates
Industry-leading interest rates
NCUA Insured
Up to $250,000 protection
Fixed Deposit Calculator
$1,000
$10,000
$500,000
Estimated Interest Rate:
4.25%
Total Interest Earned:
$4,250.00
Maturity Amount:
$14,250.00
Latest from Our Blog
Stay informed with our latest financial tips, industry insights, and credit union news.
Featured Article
5 Essential Steps to Financial Freedom in 2026
January 15, 2026
•
8 min read
•
Catherine Brooks, CFO
Discover the proven strategies that helped over 10,000 of our members achieve financial independence. From emergency funds to investment portfolios, learn the step-by-step approach to building lasting wealth.
Read Full Article
Savings Strategies
Jan 12, 2026
•
5 min
Maximizing Your Savings Potential
Explore our high-yield savings options and learn how to make your money work harder for you with compound interest.
Read More
Investment Insights
Jan 10, 2026
•
6 min
Secure Investment Opportunities
Discover safe and profitable investment options tailored to your risk tolerance and financial objectives.
Read More
Digital Banking
Jan 8, 2026
•
4 min
Innovative Banking Technology
Experience the future of banking with our cutting-edge digital tools and mobile solutions for seamless transactions.
Read More
Financial Planning
Jan 5, 2026
•
7 min
Understanding Your Financial Health
Learn how to assess your current financial position and create a comprehensive plan aligned with your goals.
Read More